3-room condominium with 84 m² in Bamberg, furnished — attractive for investors & owner-occupiers — 6.4% yield – Photo 1
3-room condominium with 84 m² in Bamberg, furnished — attractive for investors & owner-occupiers — 6.4% yield – Zimmer mitte
3-room condominium with 84 m² in Bamberg, furnished — attractive for investors & owner-occupiers — 6.4% yield – Zimmer links
3-room condominium with 84 m² in Bamberg, furnished — attractive for investors & owner-occupiers — 6.4% yield – Zimmer rechts
3-room condominium with 84 m² in Bamberg, furnished — attractive for investors & owner-occupiers — 6.4% yield – Gemeinschaftsraum
3-room condominium with 84 m² in Bamberg, furnished — attractive for investors & owner-occupiers — 6.4% yield – Bad
3-room condominium with 84 m² in Bamberg, furnished — attractive for investors & owner-occupiers — 6.4% yield – Küche
3-room condominium with 84 m² in Bamberg, furnished — attractive for investors & owner-occupiers — 6.4% yield – separates WC

3-room condominium with 84 m² in Bamberg, furnished — attractive for investors & owner-occupiers — 6.4% yield

Commission-freePrivate listingohne-makler.net
Siemensstraße 4196050 Bamberg – BambergBayern
Purchase price
289.000 €
Living area
84 m²
Rooms
3
TraumImmo ID: SX5TM7Q
Partner ID: 399762746

Published on 05/05/2026 · Last checked on 09/10/2026

Advertiser:
Privat vom Eigentümer

Key facts

TypeFlat
Living area approx.84 m²
Year built1972
Available fromNach Vereinbarung
Rooms3
HeatingCentral heating
Fuel typeGas
LiftCellarStep-free accessGuest toiletParkingFitted kitchenBalconyShower

Parking spaces1
ConditionFully renovated
Floors in the building10

Energy certificate

C
91,82 kWh/(m²·a) Energy requirement

Purchase price & costs

Purchase price289.000 €
Price per m²3,440.48 €/m²
Commissionno commission for buyers

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About this apartment

The condominium offered at Siemensstraße 41 in Bamberg presents an interesting prospect for both investors and owner-occupiers. The apartment is currently used as a furnished shared apartment and is fully rented. At the same time, it impresses with a practical floor plan, an open layout and a balcony, making it potentially attractive in the long term to buyers considering owner-occupation. The existing tenancies and legal requirements are, of course, decisive in this regard.

The apartment has approx. 84.0 m² of living space and is currently rented by the room on an all-inclusive basis. The rents include, among other things, electricity, heating, water, internet, furnishings and the apartment’s existing fixtures and fittings. This means investors can benefit from an established rental concept with ongoing rental income.

The current net cold rent is €1,530 per month or €18,360 per year. Current total rental income, including costs covered by the all-inclusive model, is €1,850 per month or €22,200 per year. Based on the purchase price of €289,000, this brings annual total rental income to around 7.7% of the purchase price. Based on the net cold rent, the gross rental yield is around 6.4%, with a purchase price factor of approx. 15.7.

The current monthly service charge for the apartment is approx. €479, including around €191 allocated to the condominium owners’ association’s maintenance reserve. In addition, there are currently costs of approx. €63 for electricity, approx. €25 for internet and other property-related costs of around €23 per month. Property tax of around €9 per month is also payable.

Current total rental income of €1,850 per month is therefore offset by around €599 in ongoing operating costs. This leaves around €1,251 per month before financing and taxes.

As of 31.12.2023, the condominium owners’ association’s reserve stood at €748,845. A share of around €15,011 is attributable to the apartment by calculation. This is a calculated share of the joint maintenance reserve and not a separate credit balance assigned to the apartment.

As part of the sale, a remaining useful life appraisal issued in the buyer’s name is also planned. An example calculation assumes an AfA rate of approx. 3.3% p.a. This can if appropriately recognized for tax purposes, have a positive effect on the tax treatment of the rental. The actual tax treatment depends on the buyer’s personal circumstances and should be reviewed individually with a tax advisor.

The fully implemented, active rental structure is particularly attractive to investors. The apartment is currently fully rented and generates regular rental income. At the same time, its layout—with three separately usable rooms, an open-plan living, dining and kitchen area, a bathroom, a separate toilet and a balcony—also offers an interesting long-term owner-occupier option.


Fittings and features, as described

The apartment is offered furnished and is currently set up for immediate shared-apartment rental. The existing concept includes the modern furnishings already in place, a fully equipped kitchen, and an established all-inclusive rental model.

The features include, in particular, the furnished rooms, the communal areas, and the fitted kitchen. The overall offering also includes a basement storage unit, elevator, and parking space.

A particular advantage for investors is that the apartment does not need to be prepared for rental. At the same time, the floor plan also offers an interesting starting point for owner-occupiers, as the apartment has an open, functional, and versatile layout.


Location

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Location details

The apartment is located at Siemensstraße 41 in Bamberg, in a residential area with good transport connections and solid infrastructure. Shops for everyday needs, public transportation, and other daily amenities are easily accessible.

The location is characterized above all by its practicality for everyday life. This is precisely where one of the key advantages of the location lies: short distances, good amenities, and convenient connections within Bamberg. This is attractive both for rental potential and for possible future owner-occupancy.

Bamberg has ongoing demand for housing from a range of user groups. These include not only students and trainees, but also career starters, project staff, and people with flexible or temporary housing needs. At the same time, the property’s size and layout also make it suitable for buyers seeking a well-laid-out apartment with a balcony for owner-occupancy.

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Advertiser:
Privat vom Eigentümer
Partner listing by: RegionalImmobilien24
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