| Type | Flat |
|---|---|
| Living area approx. | 81 m² |
| Bedrooms | 2 |
| Rooms | 3 |
|---|---|
| Bathrooms | 1 |
| Usable floor area | 81 m² |
|---|
| Purchase price | 199.000 € |
|---|---|
| Price per m² | 2,458.31 €/m² |
| Commission | 0 |
Calculate using this listing's purchase price. Every assumption is editable and all figures are non-binding estimates.
The initial payment is estimated as loan amount × (interest + repayment) ÷ 12. Individual lending terms, special repayments and further fees are not included. Tax, notary and agent costs may differ in your case. This is not a financing offer or financial advice.
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More financing calculators and assumptionsProperty no.: 1068840
Why continue renting when you can build equity at the same time and design an older apartment entirely according to your own ideas?
€1,022.79 per month toward building equity, instead of €1,214.25 in rent.
The average rent index in St. Lorenz is approximately €15/sqm.
An indicative financing proposal from a renowned savings bank is available for this apartment. Based on a purchase price of €199,000 and an additionally planned modernization budget of €40,000, the total loan amount comes to €239,000.
With a 10-year fixed-interest period, the fixed borrowing rate is 3.978% p.a. (effective annual interest rate 4.076% p.a.). This means the dream of owning your own home can be realized in a predictable way today – while still leaving room to modernize the apartment according to your own ideas. We will be happy to support you with your individual financing plan.
At approximately 80.95 m² of living space, high ceilings with stucco elements, large windows and wooden floorboards – most of which have been preserved beneath the carpet – create the typical atmosphere of an older building.
The centerpiece of the apartment is the open-plan living and dining area.
The apartment was originally designed as a four-room apartment; by combining two rooms, a bright, spacious central living area was created. Anyone requiring more rooms can restore the original floor plan with manageable effort.
Two additional rooms offer a variety of possible uses – as bedrooms, children’s rooms, guest rooms or offices. The fitted kitchen impresses with its short distances and is very well integrated into the floor plan. The shower and WC are arranged separately, allowing for practical everyday use.
This apartment also benefits from a generously sized basement room, a shared laundry room and a bicycle shed.
Investment has also already been made in the technical systems: The windows were replaced in 2018, and the gas boiler for heating and hot water dates from 2021. The roof renovation has already been approved and will be financed through the reserves.
The current monthly service charge is approximately €354, of which €156.12 goes into the maintenance reserve and contributes to the property’s long-term preservation of value.
Those who appreciate the character of classic older buildings while also wanting to live close to the city will find a rare opportunity in this apartment. On the first floor of a four-unit building in the popular Lübeck St. Lorenz combines historic charm with a generous layout and plenty of potential for your own living ideas.
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