About this house
This stately half-timbered house from the 18th century in picturesque Marktzeuln is a true rough diamond. With its impressive amount of space and division into two generous residential units, the individually listed monument offers a rare combination of historic charm, prestigious living, and enormous economic attractiveness.
Whether you are looking for a spacious multi-generational home, a combination of living and working, or a highly profitable investment property – the solid, historically rich structure provides the perfect canvas for your renovation project. An authentic vaulted cellar underscores the historic character, while the large terrace and balcony guarantee modern outdoor living quality. A rare and valuable luxury in the historic town center is also the existing double garage.
ROOM LAYOUT
•Apartment 1 (ground floor): approx. 139.79 m² – Ideal as a spacious residential unit, practice/office, or for rental.
•Apartment 2 (upper floor & converted attic): approx. 235.21 m² – Impressive living space over two floors with plenty of light and room for family or discerning tenants.
THE OPPORTUNITY: RENOVATE WITH MAXIMUM FINANCIAL LEVERAGE
The property is in need of renovation (including partial replacement of decayed wooden components of the half-timbering, structural reinforcement of the ceilings, modernization of the interior fit-out, as well as renewal of electrical, plumbing and bathrooms).
What at first glance appears to be an expense turns out, due to its status as an individually listed monument and the division into two units, to be a highly profitable economic lever. The tax office and state development banks cover a significant part of your investment costs!
1. For capital investors: the ultimate tax-saving model (§ 7i EStG)
Use the monument depreciation allowance to legally reduce your tax burden. You can claim 100% of the officially certified renovation costs for tax purposes – spread over a period of 12 years (8 years at 9% each and 4 years at 7% each). After the renovation, you will benefit from excellent rental potential in a unique setting.
2. For owner-occupiers: living in a listed monument & saving taxes (§ 10f EStG)
Make your dream of living in a historically significant one-of-a-kind property come true. As an owner-occupier, you can deduct 90% of the renovation costs directly from your income tax as special expenses over 10 years (9% annually). Think big: occupy one unit yourself and finance the Partially financed through the rental income of the second apartment!
3. The double bonus: Double KfW funding (monument efficiency house):
Since the house comprises two residential units, the KfW funding quotas (program 261) are doubled. Buyers can benefit from low-interest loans of up to €120,000 per residential unit (up to €240,000 in total). If the renewable energy class is achieved (e.g., through a modern heating solution in the extension), the loan amount increases to up to €150,000 per unit – including attractive, non-repayable repayment grants of up to 10%.
4. Direct grants in Bavaria
In addition to the tax advantages and KfW loans, direct, non-repayable grants can be applied for to cover the additional heritage-preservation costs from:
•The Bavarian State Office for Monument Preservation (BLfD)
•The Bavarian State Foundation (for significant renovations)
•The Upper Franconia district for monument preservation
YOUR TECHNICAL ADVANTAGE
The oil-fired central heating system is conveniently and separately housed in the extension. This gives you a huge advantage during the upcoming modernization: when switching to future-proof systems (such as a modern heat pump or a pellet heating system), no valuable living space is lost in the historic main house.
Don’t miss out on this special opportunity and arrange your personal viewing appointment on site!
