Move in or rent out: bright 3-room apartment with balcony overlooking greenery — commission-free from the owner – Photo 1
Move in or rent out: bright 3-room apartment with balcony overlooking greenery — commission-free from the owner – Photo 2
Move in or rent out: bright 3-room apartment with balcony overlooking greenery — commission-free from the owner – Photo 3
Move in or rent out: bright 3-room apartment with balcony overlooking greenery — commission-free from the owner – Photo 4
Move in or rent out: bright 3-room apartment with balcony overlooking greenery — commission-free from the owner – Photo 5
Move in or rent out: bright 3-room apartment with balcony overlooking greenery — commission-free from the owner – Photo 6

Move in or rent out: bright 3-room apartment with balcony overlooking greenery — commission-free from the owner

Commission-freePrivate listingohne-makler.net
The advertiser will give you the exact address on request.45549 Sprockhövel – SprockhövelNordrhein-Westfalen
Purchase price
157.000 €
Living area
76 m²
Rooms
3
TraumImmo ID: YQSBM9J
Partner ID: 498272

Published on 25/09/2026 · Last checked on 26/09/2026

Advertiser:
Privat von Immocass GmbH

Key facts

TypeFlat
Floor1
Living area approx.76 m²
Year built1977
Bedrooms2
Available fromNach Vereinbarung
Rooms3
Bathrooms1
HeatingCentral heating
Fuel typeGas
CellarGuest toiletBalcony

ConditionFirst occupancy after refurbishment

Energy certificate

D
120 kWh/(m²·a) Energy requirement

Purchase price & costs

Purchase price157.000 €
Price per m²2,065.79 €/m²
Commissionno commission for buyers

Estimate financing and purchase costs

Calculate using this listing's purchase price. Every assumption is editable and all figures are non-binding estimates.

The initial payment is estimated as loan amount × (interest + repayment) ÷ 12. Individual lending terms, special repayments and further fees are not included. Tax, notary and agent costs may differ in your case. This is not a financing offer or financial advice.

Your inputs are calculated only in this browser and are not saved or sent to TraumImmo.

More financing calculators and assumptions

About this apartment

This bright apartment impresses with a clearly structured, highly functional layout. The spacious living room opens onto the balcony, which faces the quiet green side of the complex and offers views of the well-maintained open spaces between the apartment blocks. Two further rooms provide space for bedrooms and a study or children's room.

The apartment has been completely repainted and is in good condition, ready to rent out immediately. The kitchen and bathroom are functional and well maintained, and the rooms are bright and welcoming. Anyone wishing to move in can do so without delay. Anyone wishing to rent it out has a unit that requires no investment.

The residential complex, built in 1977, is continuously maintained: the façades have been renovated, the balconies modernised, and the green spaces are well kept. The tenant base is stable, with a large proportion of tenancies having been in place for over ten years. The apartment is heated by a central gas heating system.

The apartment is currently vacant. This is the key advantage: owner-occupiers can move in at short notice, while investors can rent it out at current rates — new lettings are possible at around €9–10/m².

**Example calculation for investors**

Purchase price €157,000 plus property transfer tax and notary fees, commission-free — total investment around €170,000. With €30,000 in equity and a €140,000 loan (4.3% interest, 1.5% repayment), the monthly instalment is €678. This is offset by cold rent of €722.

With a remaining useful life assessment of 25 years, depreciation is 4% of the building value, around €5,450 per year. Together with the interest, this results in a tax loss of approx. €3,200, which at a marginal tax rate of 42% yields a tax refund of around €1,300. The apartment thus generates a surplus and contributes to wealth accumulation.

Over ten years, you repay around €26,000 of the loan, with a further approx. €34,000 added through 2% annual appreciation. An estimated property value of around €191,000 would then be offset by a remaining debt of approx. €115,000 — around €77,000 in equity in the property from an investment of €30,000, equivalent to an annual return on equity of around 22%.

Example calculation, non-binding and not tax advice.

The sale is commission-free and directly from the owner.


Fittings and features, as described

The apartment is heated by a central gas heating system. It has been completely repainted and is in good condition, ready for immediate occupancy or rental. The balcony faces the complex’s quiet green side. The well-designed layout sensibly distributes three bright rooms, a kitchen, bathroom and hallway across approx. 76 m². The apartment includes its own basement storage room. The residential complex is well maintained, the façades have been renovated, and the green spaces are available to all residents.


Other

Sold directly by the owner: The purchase is made directly from the owner with no commission. No additional estate agent’s fee is payable.

Visualisations: The images used in the exposé are AI-supported visualisations. They are intended to give an impression of how the rooms will look after renovation. The actual finish may vary as part of the coordination process.


Location

Area and routes

Plan a route

Your destination goes to Google Maps only when you submit the form. TraumImmo neither stores nor logs it.

Location details

The apartment is located in Niedersprockhövel, the larger of the two districts of Sprockhövel in the Ennepe-Ruhr district. The town, with around 25,000 residents, lies at the transition from the Ruhr area to the Bergisches Land — green, hilly and quiet, yet within easy reach of the city centres: Hattingen and Witten are around 15 minutes away, Wuppertal and Bochum about 20 minutes, and Essen and Dortmund around 30 minutes.

The A43 and A46 motorways are just minutes away, and the A1 connects directly to them. If you are travelling without a car, bus routes serve the neighbouring towns; the express bus connects Sprockhövel with the main railway stations in Bochum and Wuppertal.

The property itself is located on a quiet residential street with well-maintained buildings. A primary school is directly opposite, and kindergartens are within walking distance. Supermarkets, doctors, pharmacies and restaurants can be found in Niedersprockhövel town centre just a few minutes away. Leisure options include the hiking trails of the Niederbergisch-Märkisches Hügelland, Hattingen’s old town and the Ruhr valley with Lake Kemnade.

The location appeals to two groups: families and couples looking for a green, peaceful home while working in the Ruhr area or Bergisches Land, as well as investors seeking stable rental demand in a town with a limited housing supply.

More apartments in Sprockhövel

All listings in Sprockhövel
ohne-makler.net
Interested in this property?
Contact the advertiser
Advertiser:
Privat von Immocass GmbH
Partner listing by: ohne-makler.net
Calculate financing